Is Arch Capital Group Ltd. (ACGL) Undervalued? Valuation & Fair Price
At $96.70, 3 of the 4 frameworks would buy Arch Capital Group Ltd. today — Warren Buffett, Benjamin Graham, and Peter Lynch rate it Buy and Phil Town (Rule #1) rates it Avoid. Each model calculates its own fair value and margin of safety; create a free account to see the exact buy price behind every verdict.
Arch Capital Group Ltd.
ACGLFinancial Services · Insurance - Diversified · NASDAQ
$96.70
P/E 7.6×
CEO
Nicolas Papadopoulo
Sector
Financial Services
Industry
Insurance - Diversified
Website
www.archgroup.comArch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
Investor scorecard
How the four investors rate Arch Capital Group Ltd.
3 of 4 frameworks lean Buy
Investor model analysis
Details lockedAt $96.70, 3 of 4 frameworks say Buy
Intrinsic Value (DCF)
Warren Buffett's valuation model · select an investor above to switch
Intrinsic Value
Locked — upgrade to viewBuy Below
Locked — upgrade to viewStrong Buy
Locked — upgrade to viewMargin of Safety
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Insider & congress activity
Are insiders buying ACGL?
Over recent SEC Form 4 filings, ACGL insiders bought $499K and sold $30.1M of stock across 13 open-market trades. Insiders sell for many reasons, but they buy for one.
| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
| Morin FrancoisCFO and Treasurer | Sell | 11,010 | $1.1M | Aug 18, 2026 |
| Posner Brian Sdirector | Sell | 3,000 | $59K | Jun 3, 2026 |
| Posner Brian Sdirector | Sell | 2,000 | $34K | May 11, 2026 |
| Houston Daniel Josephdirector | Buy | 5,300 | $499K | Apr 30, 2026 |
| Posner Brian Sdirector | Sell | 3,000 | $51K | Mar 11, 2026 |
Members of Congress have also reported 17 trades in ACGL. See the full insider & congress timeline.
Source: SEC Form 4 filings. Open-market buys & sells only. Not investment advice.
See the interactive insider chart & every tradeScenario analysis
Bear, base & bull
Three growth assumptions, three fair values — and where today's price lands
What's working
Key strengths
Identified by Buffett framework analysis
Company financials
5-Year Financials
Income statement highlights — annual, USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $19.9B | $17.4B | $13.3B | $9.7B | $8.9B |
| Rev. Growth | +14.3% | +31.2% | +37.7% | +8.2% | — |
| Net Income | $4.4B | $4.3B | $4.4B | $1.5B | $2.2B |
| Net Margin | 22.1% | 24.7% | 33.4% | 15.3% | 24.2% |
| EPS (Diluted) | $11.84 | $11.47 | $11.94 | $3.90 | $5.34 |
| Free Cash Flow | Locked — upgrade to view | Locked — upgrade to view | Locked — upgrade to view | Locked — upgrade to view | Locked — upgrade to view |
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Educational Use Only · Not Financial Advice
Analysis, scores, valuations, and buy zones are derived from publicly documented investor frameworks (Buffett, Lynch, Benjamin Graham, Phil Town) for learning purposes only. They are not recommendations from licensed financial advisors. Past performance does not guarantee future results. Prices may be delayed up to 15 minutes. Always conduct your own research before making any investment decisions.