RenaissanceRe Holdings Ltd.
RNRFinancial Services · Insurance - Reinsurance · NYSE
$339.32
P/E 5.4×
Is RenaissanceRe Holdings Ltd. (RNR) Undervalued? Valuation & Fair Price
At $339.32, 3 of the 4 frameworks would buy RenaissanceRe Holdings Ltd. today — Warren Buffett, Benjamin Graham, and Peter Lynch rate it Buy and Phil Town (Rule #1) rates it Avoid. Each model calculates its own fair value and margin of safety; create a free account to see the exact buy price behind every verdict.
Valuo fair-value verdict
RenaissanceRe Holdings Ltd. looks 466% undervalued
RNR trades at $339.32 versus a blended fair value of $1,920.09 across 4 investor frameworks. That's a 466% margin of safety to our estimate — the exact buy-below price from each framework is below.
The four investor lenses
See how each legend judges RNR
Pick a lens — the fair-value rail and its checklist update. The exact prices unlock with a free account.
Buffett: Wonderful businesses at a fair price — moat, high returns on capital, owner earnings.
Where Buffett marks fair value — the exact price is in the full analysis.
Buffett's checklist
Return on Equity
ROE Consistency
ROE Quality (Low Leverage)
Debt Levels
The full checklist, the exact fair value, and all four lenses side by side
Unlock free →The six questions · RNR
signal free · score locked
- Is it cheap enough?Strong
A great business at the wrong price is still a bad buy.
Price score — free accountP/E · PEG
- Is this a good business?Mixed
Returns on capital, margins, and the cash they throw off.
Quality score — free accountROIC · margins
- Can it survive a bad year?Strong
Debt, liquidity, and balance-sheet resilience.
Safety score — free accountDebt · liquidity
- Are the numbers honest?Strong
Whether reported profit is backed by real cash.
Integrity score — free accountCash-backed profit
- Is it getting better?Strong
Revenue, earnings, and cash-flow trajectory.
Growth score — free accountRevenue · earnings
- Who runs it — and are they buying?Strong
Capital allocation, dilution, and insider conviction.
Stewardship score — free accountDilution · insiders
Strong on Price, Safety, Integrity, Growth, Stewardship.
Inside · Price
Price is what you pay for the cash a business earns. Roughly under ~15× earnings is cheap; over ~30× the market is already pricing in strong growth, so you need that growth to show up.
The exact number, the reference bands, and each legend's take unlock free.
Insider & congress activity
Are insiders buying RNR?
Over recent SEC Form 4 filings, RNR insiders bought $0 and sold $21.4M of stock across 23 open-market trades. Insiders sell for many reasons, but they buy for one.
| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
| Curtis RossEVP,Chief Portfolio Officer | Sell | 4,623 | $1.5M | Sep 3, 2026 |
| Curtis RossEVP,Chief Portfolio Officer | Sell | 5,000 | $1.7M | Sep 3, 2026 |
| Curtis RossEVP,Chief Portfolio Officer | Sell | 377 | $126K | Aug 26, 2026 |
| Curtis RossEVP,Chief Portfolio Officer | Sell | 5,000 | $1.6M | Aug 24, 2026 |
| Curtis RossEVP,Chief Portfolio Officer | Sell | 5,000 | $1.6M | Aug 17, 2026 |
Members of Congress have also reported 2 trades in RNR. See the full insider & congress timeline.
Source: SEC Form 4 filings. Open-market buys & sells only. Not investment advice.
See the interactive insider chart & every tradeBear · base · bull
Three ways RNR could play out
A fair-value target for each scenario, with the assumptions behind it.
Bear case
Bear case price target — free accountGrowth disappoints and the multiple compresses — the downside if things go wrong.
Base case
Base case price target — free accountThe most likely path given current fundamentals — the scenario to anchor on.
Bull case
Bull case price target — free accountExecution beats expectations and growth holds — the upside if things go right.
Company financials
5-Year Financials
Income statement highlights — annual, USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $12.7B | $11.6B | $9.1B | $5.0B | $5.3B |
| Rev. Growth | +9.4% | +28.1% | +80.1% | -4.1% | — |
| Net Income | $2.7B | $1.9B | $2.6B | -$1.1B | -$40M |
| Net Margin | 21.0% | 16.1% | 28.2% | -21.0% | -0.8% |
| EPS (Diluted) | $56.76 | $35.31 | $52.40 | $-25.50 | $-1.57 |
About RenaissanceRe Holdings Ltd.
RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer’s liability, casualty clash, umbrella or excess casualty, workers’ compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. The company distributes products and services primarily through intermediaries. It invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.
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Data as of Nov 2, 2026. Sourced from SEC filings & Financial Modeling Prep.
Educational Use Only · Not Financial Advice
Analysis, scores, valuations, and buy zones are derived from publicly documented investor frameworks (Buffett, Lynch, Benjamin Graham, Phil Town) for learning purposes only. They are not recommendations from licensed financial advisors. Past performance does not guarantee future results. Prices may be delayed up to 15 minutes. Always conduct your own research before making any investment decisions.