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Is The Goldman Sachs Group, Inc. (GS) Undervalued? Valuation & Fair Price

At $935.45, 4 of the 4 frameworks would pass on The Goldman Sachs Group, Inc. today — Warren Buffett, Benjamin Graham, Peter Lynch, and Phil Town (Rule #1) rate it Avoid. Each model calculates its own fair value and margin of safety; create a free account to see the exact buy price behind every verdict.

GS

The Goldman Sachs Group, Inc.

GS

Financial Services · Financial - Capital Markets · NYSE

$935.45

P/E 24.7×

CEO

David Solomon

Sector

Financial Services

Industry

Financial - Capital Markets

The Goldman Sachs Group, Inc. (GS) operates as a prominent global financial services firm, offering an extensive array of services to corporations, financial institutions, governmental bodies, and individuals worldwide. The company's operations are organized into four primary divisions: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The Investment Banking segment furnishes strategic advisory services covering intricate transactions such as mergers, acquisitions, divestitures, corporate defense strategies, restructurings, and spin-offs. It also extends various lending facilities, including middle-market, relationship, and acquisition financing, in addition to transaction banking services. This division further specializes in underwriting, assisting clients with equity offerings for common, preferred, and convertible securities, as well as debt offerings encompassing investment-grade, high-yield, bank/bridge loans, and emerging market debt instruments, alongside the creation of structured securities. Within its Global Markets division, Goldman Sachs engages in client execution activities for both cash and derivative instruments, provides solutions for credit and interest rate products, and offers comprehensive equity intermediation, financing, clearing, settlement, and custody services. This segment also transacts in products linked to mortgages, foreign exchange, commodities, and equities. The Asset Management segment is responsible for managing assets across a diverse spectrum of classes, including equities, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities. It delivers tailored investment advisory solutions and makes direct investments in corporate entities, real estate ventures, and infrastructure projects. The Consumer & Wealth Management segment provides individual clients with wealth advisory and banking services. These include financial planning, investment management, deposit-taking, and lending. It also offers private banking services, unsecured loans, and accepts savings and time deposits. Founded in 1869, the company's corporate headquarters are located in New York, New York.

Investor scorecard

How the four investors rate The Goldman Sachs Group, Inc.

4 of 4 frameworks urge caution

Warren Buffett
25%Avoid
Benjamin Graham
29%Avoid
Peter Lynch
56%Avoid
Phil Town (Rule #1)
36%Avoid

Investor model analysis

Details locked

At $935.45, 4 of 4 frameworks say Avoid

Business Quality36/100

Intrinsic Value (DCF)

Warren Buffett's valuation model · select an investor above to switch

Intrinsic Value

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Buy Below

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Strong Buy

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Margin of Safety

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Insider & congress activity

Are insiders buying GS?

Over recent SEC Form 4 filings, GS insiders bought $0 and sold $59.2M of stock across 69 open-market trades. Insiders sell for many reasons, but they buy for one.

Bought $0Sold $59.2M
Recent open-market insider trades for GS
InsiderActionSharesValueDate
LESLIE ERICKA TChief Administrative OfficerSell600$620KAug 28, 2026
LESLIE ERICKA TChief Administrative OfficerSell37$39KAug 4, 2026
LESLIE ERICKA TChief Administrative OfficerSell129$136KAug 4, 2026
LESLIE ERICKA TChief Administrative OfficerSell9$9KAug 4, 2026
LESLIE ERICKA TChief Administrative OfficerSell101$116KJul 15, 2026

Members of Congress have also reported 50 trades in GS. See the full insider & congress timeline.

Source: SEC Form 4 filings. Open-market buys & sells only. Not investment advice.

See the interactive insider chart & every trade

Scenario analysis

Bear, base & bull

Three growth assumptions, three fair values — and where today's price lands

What's working

Key strengths

Identified by Buffett framework analysis

Gross Margin

Net Profit Margin

Earnings CAGR

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Company financials

5-Year Financials

Income statement highlights — annual, USD

Metric20252024202320222021
Revenue$125.1B
$126.9B
$108.4B
$68.7B
$65.0B
Rev. Growth-1.4%+17.0%+57.8%+5.7%—
Net Income$17.2B$14.3B$8.5B$11.3B$21.6B
Net Margin13.7%11.3%7.9%16.4%33.3%
EPS (Diluted)$51.95$41.22$23.05$30.57$60.35
Free Cash FlowLocked — upgrade to viewLocked — upgrade to viewLocked — upgrade to viewLocked — upgrade to viewLocked — upgrade to view

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Educational Use Only · Not Financial Advice

Analysis, scores, valuations, and buy zones are derived from publicly documented investor frameworks (Buffett, Lynch, Benjamin Graham, Phil Town) for learning purposes only. They are not recommendations from licensed financial advisors. Past performance does not guarantee future results. Prices may be delayed up to 15 minutes. Always conduct your own research before making any investment decisions.